Loan Scam Bacon

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Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Ahh the loan scam....

Quote:

Hello
i am in receipt to your mail,below are the company payment
information which you are to use in getting the non
collateral process fee send down to the company via money gram
Money gram payment information
Receivers Name:Morgan Henlen
Receivers country:England
Receivers Address:12, Way St , Nelson Bulk Wickham, Newcastle NE36 3JA,LONDON
Text Question:Who is Great
Text Answer:God
Amount to be sent:$1520

As soon as this payment is made at the Money Gram center, you are
required to send us this information so that it can enable the bank do
the confirmation of the payment .Here is the information needed by
you: I guarantee you 100% Assurance that as soon as they confirm the
payment, your loan check will be send to you within the next 24 Hours
without any further delay...

Sender's Name:
Sender's Country:
Sender's state:
Sender's Address:
Reference Number:
Amount Sent :

Regards

Jane our Elderly hero write:

Hi Mrs henlen

I do not use Western Union for various reasons. I have heard that money can be stolen.Please send me a bank account as it will be simple and then the money will move easily. It also costs me nothing to transfer to an account, so I will be able to pay more of the fee.

I am an older woman and I don't get around like I used to. I have to depend on others for rides as I have bad eyes and use a special computer program to go on email. I have been hard of hearing for the last decade and use a talk to text phone which I doubt you have. I rarely use mine now that they set up this email program for me. I have my son to thank!

I am going to be working now and not on email. Let me know about the bank. I am very excited!

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Well Jane lumps WU and MG together but I guess to a scammer they are TOTALLY different

Quote:

Hello
i am in receipt to your mail, i understand your point here okay i
am not asking you to send this fund via western union money transfer
okay you are to use the information i send to you get the fund send
down via money gram . try your best in getting it send via money gram
okay

Jane doesn't like any of those services, she likes her favorite teller at her bank. She stands firm.

Hello dear,

Money gram or western union. Both are not options for me.

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Scammer stand firm and ends up giving me an idea.

Quote:

Good day
i am in receipt to your mail,you have to understand that this is a
firm and their are rules that govern any firm, one of the rules that
govern us here is that any funds below $5000 can not be paid into the
company bank account okay that's why you are ask to get this
collateral fee send via money gram,the fee you are ask to send is
$1520 not up-to what we can give out the company's account for so i
advice you to try your best in getting this cost send down via money
gram on Monday so that you can also get your loan within the next 8
working hours after your payment have been confirmed okay.

we have some clients that have paid for their collateral fee we will
be transferring their loans to them by Monday so if you can send down
your fee on time i promise you that i am going to include your loan to
those loans will be sending out okay your check will get to you once
we have this fee okay just try you best in getting this cost send via
money gram
Regards

Jane has been getting a ton of AMAZING loan offers lately (thanks Lad Express!) and seeing that OTHER clients have been brought up why shouldn't she bring up that she can take her business somewhere else?

Ms. Henlen,

Please check with your company to see if they have a bank account I can transfer into. I am an old woman who just cannot find a way to one of these places without a very long wait.

I have received another offer for a loan with the same terms as your company. I will check to see if they have a bank account to work with me.

I will borrow from whoever can provide an account.. I need this money for my soap making business and I don't have a lot of good health days or people to take care of driving me from place to place. I am sure you have older relatives and can understand.

God Bless,

Jane

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Quote:

Hello
wait i will get back to you okay

Oh my, even though I am a vegetarian I do so love the smell of bacon....

An hour after that oink oink

Quote:

Hello
in that case you will have to get this cost send down to our branch
in Nigeria they are the only one who have a bank account that can
receive any funds blow $5000 okay if you get it send to them they
remit to us here okay below are the banking information try to make
the payment on time okay so that they remit to us on time in order for
you to have your loan on time okay

Bank name: FIRST BANK OF NIGERIA PLC
Account name IDAILU JOHNSON
Account number:xxxxxxx
Swift Code: xxxxxxx

you are to send the payment slip to me for confirmation okay

Jane is tired from watching the Superbowl and drinking a ton so she is already in bed thinking of the awesome soaps she will make when her sweet loan comes in.

Now, what to do!

Posted: Mon Feb 03, 2014 6:09 am

Nice piggy collection Laughing

I hate when I'm sick for a few days and by then the bank has an "error" and they have to give me a different account Wink

Posted: Mon Feb 03, 2014 2:52 pm

Well played! beers!

Posted: Mon Feb 03, 2014 3:05 pm

Congrats on the fine looking pork-belly. He needs lots of company though. Especially litter-mates.

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

I was told that Nigerian accounts are shady and hard to close. I gave myself a piggy anyway... I hope that is cool.

What should I do now? Since I cannot get this account closed can I say it is flagged or something?

I agree my piggies are lonely and need friends in order to be happy. I also want to stress this scum out.

Twisted Evil

Posted: Mon Feb 03, 2014 4:43 pm

^As long as you have reported the account, you may put the piggy in your siggy.

Don't tell the lad that the account has been flagged...just tell him that the transfer could not go through.

You have no idea why...but it must be his fault.

Congrats again..

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

^^^ I should have read this before I did more emailing. Noted for the future.

I have been slammed at work so not up on my baiting. I forgot to even email about the money I "sent"

Quote:

Hello
you have not responded to my last mail what is going on your loan
is ready just get this fee send down with the account information that
was send to and you will have it at once okay

This was yesterday and I did not respond

Today

Quote:

Hello
i want to know that you are the one delaying your loan funds okay
you are not to send this fee to Nigeria any more okay if you need this
loan you have to obey the company rules here okay that why i send to
the money gram information once again you are to use money gram in
sending this fee if you can not use money gram so forget about this
loan then their so many person who need this ,who do you mean those
persons paying by money gram are they fools

Jane Writes:

Ms. Henlen,

Are you ok? Your last email was rude and looked to be written by someone who learned English from a retarded carnie. I may be old but you may not talk down to me or I will do business elsewhere.

I tried to transfer to the account you gave but the bank flagged it and held the funds. You must give me a bank account as no loan company doesn't have one and I cannot get a ride to money gram.

I'm getting this loan as a surprise and if I ask for a ride to such a place my son will want to know why and he will also want to contact you or worse not allow it.

Write back and show some respect. I'm old, I was sick. I won't do business with a company that doesn't care for its customers. I've already been in contact with another company but went with you. I will contact them again to let them know I'm looking for a loan again as my first company is disrespectful to the elderly and is acting brutish.[/b]

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Quote:

Hello
i am sorry for that way i responded to you in my last mail accept my
apology and forgive me so let go on with this transaction okay you
didn't have to be angry with me madam it is due to the delay in this
transaction i am sorry once again

how are you filling now i hope you are fine now madam i didn't want
you to send the money to Nigeria again okay please try to to get some
one who will help you to go and send this fee via money not your son
but a truth-ed friend or family okay

i await your urgent response madam i am sorry once again

Jane is forgiving, but she wants an account. Her pig farm is too small and she is starting to suffer piggie envy...

Mrs. Henlen,

I forgive you, we all get stressed. I know you are working hard!

I am ashamed but I have no one else who can give me rides. I live a simple life. I do not have a lot of friends who are left alive. I depend on my son and his wife for rides. I hardly ever leave my home unless I am on vacation or selling soap. Now I just make soap and have a store sell it.

I suppose I will have to go to another company as I really can only do a bank transfer because my son must not know I am expanding my business. He wants me to stop working altogether and rest. At my age I want to do what I can as long as I can. It is tough for young people to understand I suppose.

Again, I know you are working very hard. I did get the ride to the bank but the account was flag and the funds where held. I can have it sent to another working account once the funds are released which should not take long. They were very kind at the bank.

I suppose you should let me know if you will be able to get me an account to send it to you or not. Otherwise I will just go ahead with the other nice young man who will give me the same terms. He wrote back today to tell me he has an account. But I wanted to give you a chance first because we have been working together and you were the first person to contact me and work with me.

Please let me know if you can get an account or not. The other company said they cannot wait very long.

God Bless,

Jane

Posted: Wed Feb 05, 2014 9:10 pm

There are lots of possible excuses why you may need a new account. I often leave it vague and just tell them that my banker couldn't elaborate on why the transfer didn't work because of banking privacy laws. Another one I use is that my bank (I pretend to bank with a very small, one-branch credit union) doesn't have the proper international transfer agreements with the bank from the account he sent me, so he'll need to send a new one. That is of course complete bull, but the lads tend to buy it. And the great thing is, it can turn out that you don't have the proper agreements with the new bank either. Sometimes I tell them that my account is set up as a domestic-only account, and therefore I need to be supplied with a Canadian account to make the transfer, British and Nigerian accounts just won't cut it.

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Thanks those stalls are really good!

Quote:

Hell
i am going to send to you my accountant personal account okay so
that you can make the payment into his the account okay let me know
when you are going to make the payment so that i can send it to you
okay

are you going to make the payment once i send it to you now ?

Jane says

Hi Mrs. Henlen,

I will pay my loan fee once I get an account. Otherwise I cannot. I do not understand why I must repeat myself. I have been very fair about this.

Thanks,

Jane

I am toying with the idea of coming up with a fake loan lending lad. Once I get the new account I will report it and then I will say something like "The other loan company said I was in contract to get the loan from them" and then give them the fake loan persons info. I will pretend to be afraid that if I send money to "Ms Henlen" I will get into trouble with the other loan company I was speaking with.

I dunno. If you all have a better idea feel free to post it!!! I am new and I always like help!

Posted: Thu Feb 06, 2014 3:22 pm

She's a stubborn one that Mrs Helen,with the very plausible excuses you have given a lot of lads would have coughed up by now.

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

^^^^ I know right? So funny when you pretend that some other scammer is going to get "their" money their tunes change.

Jane didn't hear from Ms Henlen for a day or two and wrote

Hello,

Tomorrow I go to town. Do you have the account or do I write back the young man who works for the other company? I guess I will write him back right now. I need this loan badly now that I got a deal to supply another store with my product and need to buy the materials I need to fill the order.

God bless,

Jane

This wakes up our lad he writes:

Quote:

Good day
i am sorry for not responding to you on time okay here is my
accountant account information which you are to use in getting the fee
for your loan send down

Bank name :Barclays bank
Account name :uche dorothea ringham
Account number :xxxxxxx
Sort code:2xxxx
IBAN :XXXXX

you are to send to me a scan copy of the payment slip after payment
for confirmation

i hereby pleased for forgiveness for not responding to you on-time i
promise that you are going to have this loan once this payment is made
okay
thanks for your patience and understanding
Mrs Morgan henlen

[/b]

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Happy that she has two piggies from this scammer Jane decided to make them angry

Mrs. Henlen,

I waited and waited for your reply. I went ahead and contacted the other loan company (they offered the same terms as you) and they agreed to let me use them. They have sent me an account as well to send the money into.

I will need to think about it tonight. In the morning I will let you know which loan company I will go with. I feel like you sometimes forget about your customers and that you do not always like me because I am old.

I am a good person and will pay back the loan on time. I just needed the money to make the deal to grow my business. It is very hard for an older woman to get a loan from a traditional bank. It has made me sad and when I got email up and running I was so excited that you were willing to do business with me. I had no idea there would be other who would as well.

I will think it over tonight and let you know. I hope you are treating you other older customers with respect. We don't always have the energy to be on the internet.

God Bless You,

Jane

Posted: Fri Feb 07, 2014 12:50 am

Double bacon! Well done!

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

LOL wow this reply is for real

Laughing

Quote:

Hello
i am in receipt to your mail, i am sorry for the delay once again
please i beg you in the name of God come get this loan from my company
you will have this loan with the next 2 to 4 hours after your payment
have been confirmed okay their is no need for you to go and get this
loan from the order company we have come along way in this transaction
madam,i like you for real and i know you are a good person,that lord
will strengthen you in Jesus name thanks for your understanding i
await your payment
remember to send the payment slip for confirmation
Best
regards

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Nailgunner wrote:

Double bacon! Well done!

Thank! I wonder if I can get three. It is doubtful as I had to really wrench the second one out of this guy...

Posted: Fri Feb 07, 2014 3:04 am

Well done!

I find when I am busy the easiest thing I can do is to push the lads for a bank account (instead of WU/MG) and report it. I was slammed with work this week but still managed to get three bank accounts simply by cut and pasting my banter from previous baits. Took about 3 minutes of my time to report three accounts. I love it! As you have pointed out if you push and push they will give them up. Good lesson for us all.

Next week work slows down so I'm hoping to re-engage good ole Quadri M. who I have been leading on for months. He hates me but can't seem to stop engaging. I may have to post the back and forth soon. His responses to my Western Union Security form are hilarious and the fact that he actually put his fingerprint on it was icing on the cake.

Over and out!

Posted: Fri Feb 07, 2014 5:00 pm

I've posted this several times in the past but it continues to work so here's my approach for getting more bacon:

Wait a couple of days after you've "initiated the transfer". They'll always ask for a "transfer slip" so I can usually burn a day or two explaining to them how that's not how it's done any more. If they push it I tell them it still shows as "pending" on my bank's webpage and I'll let them know when it changes.

After I've given the people behind the scene a couple of days to process the data I send them this response:

Quote:

I checked on this transfer today and my bank's web page shows the following problem:

Quote:

System Error 78: We were unable to complete this transaction. Either the information you entered was incorrect, the destination account does not exist or the destination bank does not accept online transfers. Please check the information and resubmit your transaction. If you believe you have received this notification in error please contact online Customer Support.

Can you resend me you bank account info so I can make sure I got it entered correctly. I really need that loan.

If they come back with the same account I tell them that I see where I entered it in wrong and will retry. Wait a couple of days and try the same steps again.
If they come back with a new account I mark it on the ledger, rinse and repeat as many times as possible.

I think my best result was 5 accounts in succession from one lotto lad with this method...

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

That's really good!!

I got this after he kept sending me a few good day messages.

Quote:

i understand your point here madam just try to put my company in
your mind I am a woman like you and the order lender is a young man,we
have come along way to just end this transaction now please madam your
loan is already set okay you will have it once you make the payment
Mrs Morgan Henlen

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Jane gets up this morning writes

Hello Ms. Henlen,

I have to go to the bank on Monday as my son is having car trouble.

I am also having problems with the other loan company. They said that because I started emailing with them that I must take their loan as it is the law. I do not want to do anything against the law and I am worried they will sue me.

I am not sure what to do.

Posted: Fri Feb 07, 2014 6:53 pm

Doing great......... clapping

Just my kind of mentee..... Laughing

Getting stuck in and not needing any help from me...... Exclamation

Not quite a Newb Joined: 19 Jan 2014 Posts: 76

Vampiremerchant wrote:

Doing great......... clapping

Just my kind of mentee..... Laughing

Getting stuck in and not needing any help from me...... Exclamation

Haha thanks!

Quote:

Good day madam
how was your weekend? i am writing you to remind you that your
loan is ready,that you will have it once you make this payment,i hope
you will be going to the bank by Monday as stated in your last mail i
want you to make this payment on time so that this loan can get to you
on time madam

God bless you

Jane is so torn!

Mrs Henlen,

I am running into trouble with the other company. The man said he would lose his job. I feel so badly for him. He has never once been rude to be and I would hate to get him into trouble. I am going to the bank tomorrow but I still need to decide.

God bless,

Jane