Jerry, ye olde lazy bones loaner

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Not quite a Newb Joined: 25 Nov 2012 Posts: 57

This is not my first bait, but my first one I published so far.

My 14 year old unsuspecting Alter Ego Klaas received this incredible offer one day:

Quote:

[email protected] wrote:
To: klaas
From: [email protected]
Subject: Loan Offer
Body:
Good day,

I am a private money lender, i offer a variety of loans to all my
esteemed customers. Whatever your loan needs are, large or small,

personal or mortgage, I am ready to talk with you about how i can meet
your needs. I offer both long and short termed loans at an affordable

interest rate and this loan offer is strictly for honest people who
are God fearing and are ready to repay the loan within the agreed
period and will not run away with my money. If you are interested in
getting a loan, all you need to do is contact me via e-mail at with
the following information:

Applicant name:

Full address:

Age:

Country:

Occupation:

Phone number:

Amount needed:

Monthly income:

Duration:

Email address :

THIS LOAN OFFER IS OPEN FOR EVERYBODY!!!
---------------------

Of course my teenage identity always needs some money:

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan offer
Body:
I am 14 years only and I do need a loan very very urgently.

Is this a problem?
---------------------

Of course my young and innocent age didn´t seem to be a problem for him, so I did fullfill his survey:

Quote:

FULL NAME:

klaas XYZ
AGE:
14
SEX:
male
COUNTRY:
USA
STATE:
Illionis
LOAN AMOUNT:
75$
LOAN DURATION:
12 weeks
PURPOSE OF LOAN:
school fieldtrip
MOBILE NUMBER:
I have no own phone
HOME ADDRESS:
XXXXX
YYYYYY

We have quite a bit of funny back and forths:

Quote:

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan offer
Body:
Good Day , we will be able to lend you this loan of
$75 as a loan for 12 weeks .

Conditions for the loan are that you are to note that
the loan will be repayed 12 weeks after you have receive
this loan and
also you are to send down a scan copy of your
identity card or
passport and also note that all fee will be paid by the
company except
the registration fee which will be paid you and also
note that the
registration fee are very cheap. And affordable .
If you are in agreement with this loan terms get back
to us asap and
also note that this is a 6hours approved Loan .
I await your urgent response
Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan offer
Body:
Hello,

I am only 14, i dont have a id card. i only have a school card, is this enough?
And how much will the fee be?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan offer
Body:
Yes your school I'd card is enough and due to the fact that you are a
student the registration will only cost you a $30 ok ??

I await your urgent response now

Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan offer
Body:
Wow, 30 $?

That´s almost half of it!
i only have 12$
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan offer
Body:
Hey I will get this loan ok ?? So you have to make it up to a $20 ok
and also do you have a bank account or you need it via xestern union
??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan offer
Body:
hi there,

i dont have a banc account, sorry.

What is a western xnion?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan offer
Body:
Go find out and get back to me ok ??
---------------------

Such a lazy bastard!

Seriously? I have to do googling myself? no way!

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan Offer
Body:
Na its ok, bye
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan Offer
Body:
Do you still want me to help you get this loan or not ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan Offer
Body:
Yes please, but you could be more helpful!
It is your job, isn´t it?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan Offer
Body:
Ok you will have to go the western union shop close to you or a post
and tell them you want to transfer money ($20) and you will be given a
form , fill it with this information below :

Receivers Name : Ize(b)hijie Jos(h?ua
Receivers country : Nigeria
Receivers state : abu(j)a
Test question : who is great
Answer : God

Once you have done that you get back to me with the mtcn number ,
senders name and country .

Hope it is clear ??

I await your urgent response now
Thanks
Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan Offer
Body:
Ok, so western Union is a shop?
Like wallmart?

and i can just go there?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan Offer
Body:
Yes you can just go there ok ???
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan Offer
Body:
Ok, i will go there tomorrow after school
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan Offer
Body:
Ok once that is done I will get your loan of $75 transferred to you
tomorrow ok ??

Thanks
Mr Jerry
---------------------

Now Klaas´Mom did raise no stupid teenage withe trash boy (no offense) (or maybe a bit?) (no, defintely no offense), so he develops a brilliant idea:

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan
Body:
Ok.

Wait, I know a better way to do that
Instead of me sending you $20 and you sending me $75, you should just send me $75 and i send then back $75 in 12 weeks.

Yes?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan
Body:
It is not done like that ok ?? Is a policy which must be obeyed ok ??
So just try to send the $20 tomorrow so that you can get your loan
funds ok ??

Thanks
Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan
Body:
Hey hey!

No need to get angry to me, I was just thinking we can save some time and money this way

i will go to this west unier tomorrow, ya?
chill out man!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject: Loan
Body:
Ok . Have a nice day today ok ??

Thanks
Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject: Loan
Body:
Ok Mr. Jerry,

i have been in town earlier as I was curious.

I haven´t found a western unier. but the post man told me, when i want i can try money$ram.
So i went there, and they told me, that I am to young to use it.

The lady said, i may send a checque. Would that be ok?

What do you think?
---------------------

Company policy! What a bummer! 14 year old Klaas is very impressed.
Now problems arise, we are too young to use The western unier (whatever that is) so we want to send a cheque

Quote:

[email protected] wrote:
To: Klaas
From: [email protected]
Subject:
Body:
Hello klass , you can't use a cheque ok ?? You can only use the
western union or money gram ok ??

I await your urgent response now.

Thanks
Mr Jerry
---------------------

Klaas wrote:
To: [email protected]
From: Klaas
Subject:
Body:
Good morning jerry!

How are ou on this fine day?
It is raining here, raining and raining.

So I am a bit stuck now. I am too young to use money gram. Remember, I am 14, not 18 as I should be.
It is quite easy to steal one of my mommas cheques, I have done that before (That´s what I did last year to get me a nice
computer I couldn´t afford otherwise.

My moms a bit sloppy.

But to use western union i would need another adult to aid me.

Please advise me what to do?
---------------------

[email protected] wrote:
To: Klaas
From: [email protected]
Subject:
Body:
Hello you will have to seek the help of a friend who is older than you ok ?? So you can get your $75 today .

I await your urgent response now

Mr Jerry
Sent from my BlackBerry® wireless handheld from Glo Mobile.
---------------------

Klaas wrote:
To: [email protected]
From: Klaas
Subject:
Body:
Ok Mr. jerry,

when i go to school today, I will ask around if anyone wants to help me.

I will let you know this afternoon how it went!
---------------------

[email protected] wrote:
To: Klaas
From: [email protected]
Subject:
Body:
Ok Klass I pray it goes well .
Sent from my BlackBerry® wireless handheld from Glo Mobile.
---------------------

Of course you pray, possibly over your brandnew Blackberry fon! I will hit you to death with my old Nokia, if I ever meet you!

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hello Mr. Jerry!

I went to school today as promised to ask around if any one there would be interested in helping me with the western unier bank thing.

So there is this kid in my class, Dyonisus, he is a greek guy, and he says, that he would very much like to help me.
In fact, he also wants to take a loan. or better, we want to take it together. Do you think it is possible to put my loan up to 250$?

Anyways, Dyonisus has an older sister and she is 18. He says for a bit of money she would do anything and after school we went and asked her.
She agreed to do it, as long as she gets 20$ for it.

So we can do the transfer.
But now i first want to know if we can increase the amount of the loan?
That would be rad!

And also if you can reply quick, then i can do all this evening, because Dyos sis has a car and we could drive to the Moneygram or whatever it is.

Can you give me answer within half an hour maybe?

i mean, if not its also not a problem, then we do it like tomorrow or monday or so.

Goodby!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Yes I can increase the loan to a $250 which will be sent to you but the registration fee won't be a $20 anymore but a $35 ok ??

So I want you to get back to me now so I can send you the information you are to use to send the $35 .

I await your response
Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
ok, this is fine with us!

thank you!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Ok you will have to use this information either in the western union or money gram ,

Information below :
Receivers name : Izebhijie Joshua
Receivers country : Nigeria
Receivers state : Abuja
Text question : who is great ?
Answer : God

Once the payment is done you get back to me with either the mtcn number or reference number and the senders name ok ??

I await your urgent response now

Thanks

Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
ok, we are driving up to town now!
---------------------

Ah klaas and his friends are so ressourceful! Hiring his friends alder sister!

3 days go by, then Klaas receives this mail:

Quote:

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello Klaas , I didn't hear from you again , what happened ??

I await your urgent response now

Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hello Mr. Jerry,

sorry, this was a bit of an adventure.

We went off to the bank thingy and put the money in, and then Dyyos sister was saying we ain´t not going home but to her boyfriends place
hehehe, man, he got us right stoned and such.

So i just came home a few minutes ago.

So the bank lady told me that there is now this security system to send information out, whatever, I should just give you this informatonion, then you can downlaod the receipt yourself

There you go, Mr!

The website is http://www.$%&/$%&trans.info
And this is the Pincode: 3746

and this is the Accesscode: 30 random numbers

You can just resend the money with the same bank as well, yes?

Thank you,
I need to go sleep now.

Byebye Mr. Kerry
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hey Klaas , sorry I can't do that ok ?? Its not allowed in our company so you go through the website your self and get the payment then send it to me so you can get your loan funds and also hurry so it don't exceeds today .

I await your response now

Thanks
---------------------

What the fuck man? I am still stoned from my three day shenanigans with Maryjane and her friend Pothead! I am not doing no website shit!

Unfortunately while I was clearing up my mailaccount I deleted a few arguments over why he has to do it, as I cannot from my country.
They will check IP

He tried to access the file a few times and complained that he couldnt read it. Well, not my fault innit?

He insisted that i went back to get the stuff sorted as he is not able to collect it.

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hi Jerry

I went to the Bank again with Dyos sister, but the lady says, that when you do not get your information from there, the only thing is that we cancel the payment, but then it takes like 3 days before we can get the money back. I can´t look into it from here, because they check if the areacode is right and if not, it won´t show.

So I wasn´t sure what you want me to do, so I am back home to ask you before I mess up again.

Please tell.

Can´t you just sneak in from an internetcafe or so to get it? I am sure your boss will not find out. I won´t tell!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Nope you have to go back there and re send it or you sneak in yourself and get the informations ok ??

Please act fast so you can get this loan ok ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
What you mean to sneak in? I cannot sneak into a website because they will know that I am from the states and not from africa or argentina or were it is that you come from.
If you want i will ask Dyos sister if she has time next week to go back to the mbank thing. but honestly mister?
If we put it out and back in, do you not think that they will use the same again?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
No they won't ok ?? Or you used a money gram that is more secured .
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Oh boy, Mr jerry,

problem!
I phoned up Dyos sister if she could drive me to the bank thing again, but she just said: fuck off you little prat and hang up.
Dyo says that she is well pissed off as she didn´t get money from us yet. I couldn´t afford to give her any as we were waiting for your loan.

Now I cannot go back to the bank thing.
What do we do now?

If you do not go to the website thingy, then the money will be back in the bank thingy and the only one to get it is the sister of Dyo and i think she will steal it!

Please help?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
I have tried it but I can't get the information from the website .
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
What did you do exactly?
Maybe all is not lost!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
I entered the website , entered the pin , entered the code there but it was rejecting it and refreshing
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Oh no!

Then all is lost!
The money is now back here with bank and now we have a problem. it´s on Dyos sisters name and she will never give it to us when we ask her!

Maybe it was just a glitch? Please try it again!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello , how are you doing today ?? Have you been able to go back to the bank ??

Await your urgent response

Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hey, the problem is that i only can go with Dyos sis, and she told me that she will maybe do it wednesday or so.

But i will try and phone the bank on monday-
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello How are you doing today ??

Please try and go to the bank today again ok ?? So we can get this loan transferred to you .

Thanks

Mr Jerry
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hey Mr. Jerry, whats wron g with you?

Can´t you read? I have to go back with Dyonisus sista and she can´t before wednesday, which is the day after tomorrow!
Be patient, brother!
It is not my fault that you have to make us use this western unier bank and it takes so long!

Don´t you have a credit card or something we could transfer it too? I have a credit card, that would be instant, just like *BAM* and you have your money and I have mine!
---------------------

Meanwhile I was a bit inspired by all the creditcard baits out there and how that worked.
I am a great believer of learning by doing, so I gave it a shot, unfortunately it didnt work out, but see for yourself:

Quote:

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello Klaas , how are you doing today ?? I will be awaiting your mail today .
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
So Mr. jerry!

The sis of dyo did steal our money! she just went back there and got it out of the account.
She won´t give it back.

What shall we do now?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
There is nothing I can do , mine is to give you the loan once you send the money ok ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hello,

I have found a credit card. If you could provide a creditcard, I could transfer all the money on there to you.
Dyo has one of those cardreading things and he says there are 1000$ on there.
We can´t use the card here in the country, but you can use it, as our police is not going so far.

What do you think?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Sorry klaas , payment are done via credit card, this is a company and there are rules involved in it ok ???
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Oh, ok,
I was thinking maybe you could use your private credit card and then put the money into the business and keep the rest. So you have some, we have some and we finally can get the loan. You know, otherwise I do not see a possibility to do this business with any more, I am afraid as i do not know how to let you have the money.
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Soory Klaas that's the only way we can send you the loan , you will need to pay it through the western union ok ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Ok, if you do not want to get your money then this is your choice. You know, i wouldn´t say no to free cash. bye.
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello Klass , are you still interested in getting this loan ?
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
yes i am still very interested in getting this loan. I also still have this creditcard here. are you sure there is no one with a credit card around you to send you the funds to?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Hello Klass , This is a company and not a personal affair . The $35 is to be send to us via western union or money gram ok ??

So I want you to try and get that done so you have your loan funds ok ??

I await your urgent response now.
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Ok, I told you before i am underage. I cannot legally use Money Gram or western Union.
We need to find another way
maybe i can send the creditcard with the Pin code to your ost adress and you pay the fee then for me?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Can't you get another friend or relation who is 18 ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
What? To get my money stolen ANOTHER Time?
Come on man! How do you think this works out? that we are all hanging out with the grown ups? They do not wanna hang with us and I have not the money to pay them.
I already send the funds once but then it got stolen because you didnt pick it up!
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
The money was never sent . Since you have a credit card why not transfer the money via western union online ??
---------------------

He wouldn´t let go.
Maybe I can make him send me a few pictures? Time to introduce another helper:

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Because we have this age check system now installed in the states and if i havent got an id that proofs that i am over 18 i cant acees it any more.
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
You still to try other ways to try and get this money via western union because you ought to have receives this 250 ever since.
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
I am sorry, but i didn´t quite understand your last sentence. Can you rephrase please?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
I said you have to try other ways to get this 35 sent via western union so that you can get your loan because you supposed to have gotten it loan ago ok ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Ok, I was thinking maybe I can ask my neighbour, he is some 75 year old dumbwit, maybe I can trick him into doing this for me, what you think?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Yea that will be ok because he can't scam you .
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Yeah, but I need a good story to convince him. What am I supposed to tell him? Help me out there, I am not very good in lying
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Me too I hate lies because I am a God fearing Christian I don't tell lies .
---------------------

Yeah sure! You are such a very truthful person!

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
I know, but i still need a good story so that he is conviced and wants to do it for us.
What do you reckon?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Yes Klass you are a young boy so you can handle that yourself.
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Hey mr jerry, ok, i do not want to fuck this up as this is my last chance to try to get this things done.
Shall i tell him that you are my great grandmother stranded in africa on a cruise?
Maybe this will convince him, what would you think?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Yes that might work really great .
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Oh yeah, great idea, Jerry-

I went to the old fig and told him that my greatgrandma was stuck in africa and he wanted to know where exactly and that there are a lot of tricksters in there and that they try to steal money.
I told him that my greatgran would never do that and he said, he wants to see proof of her being down there.
So, fantastic! Where do i get now the proof for that?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
What proof does he need ??
---------------------

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
I dunno, i wasnt asking him that as I didnt want to be appearing as if i am lying, i told you I am no good at that and now YOU made me lie twice!

I dunno what proof is leggit, i am only 14, how should I know?
Maybe a picture or something?
---------------------

Jerry wrote:
To: Klaas
From: Jerry
Subject:
Body:
Should I send you my picture ??
---------------------

Wonderful idea! Yes send me your picture! I am quite sure that you look exactly like my great grandmother!

Unfortunately he caught up on that and send me a random picture of some random african old woman.

I wanted him to print my picture and let his ma (which pic he said he used) to hold it for me, but he refused and told me to just beg.

After explaining him that i already did that to the wellknown outcome he was obviously fed up. So Klaas decided to spent his money otherwise:

Quote:

Klaas wrote:
To: Jerry
From: Klaas
Subject:
Body:
Ok, then i wish you goodbye. Thank you for trying, i think i go to town and am spending your money on slushies.
---------------------

In a few days I will go back to him and tell him that I have helped the old man in the house and he agreed to go and pay the money in, of course into moneygram and I try to get some more details out of jerry.

Maybe while doing some chores good old Klaas finds some hidden money he can now send by post?
Or the old man holds on to the receipt till he gets a few pics of sexy granny?

Lets see!

Posted: Thu Dec 13, 2012 10:56 pm

Well played! Nothing like having the Lads do all the work while you sit back and have a good laugh!

I think this one has a few miles left in it.

Posted: Thu Dec 13, 2012 11:30 pm

What is better than making a Lad work very hard for $3000?

Making him work very hard for $35!!! Twisted Evil

Ha ha!

Very funny bait! Laughing

Posted: Fri Dec 14, 2012 1:45 am

Nice job, this is definitely a good one

Keep up the good work!
El Capt.

Posted: Fri Dec 14, 2012 10:04 am

Lads know no boundaries, do they?
This one will happily scam a 75 year old or a 14 year old.

Ah well... at least he's not ageist. Laughing

Good job on the bait.

Posted: Fri Dec 14, 2012 10:52 am

This is some really nice baiting. I like your teenaged character, good way to make things difficult for the lad & have a very good excuse for not knowing anything about anything when it comes to financial dealings. It must have been fun to write the lad from that perspective.

Not quite a Newb Joined: 25 Nov 2012 Posts: 57

Thank you, all!

bow_down

Posted: Fri Dec 14, 2012 6:03 pm

Nice baiting, boyboy. Laughing

How bout you did a dare at school and got $12. Ask Mr. Jerry how much you could borrow from him with that?

Not quite a Newb Joined: 25 Nov 2012 Posts: 57

@Fatter Siam,

great idea! i will put this in my baiting, hehe

Posted: Sat Dec 15, 2012 12:28 pm

Well played Thumbs up

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