Loan scammer gets scammed, reported and spammed eternally.

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Hello I'm New here! Joined: 20 Oct 2015 Posts: 3

I have always wondered how thick these scammers think I am so I put them to the test. I suppose it may be self aggrandising to say I'm intelligent, but apparently it's true. I came up with a couple interesting ways to splat the scammers with millions of emails and thereby force them to terminate or abandon their scam email accounts. After many years of being bombarded with scam emails originating from South Africa I know exactly how the scammers got my info.

In 2009 I travelled to South Africa by air. We had to fill out the compulsory "Visitor's Card" before landing. On this card they ask for email address info. It's the only time I ever filled that out. Ever. Since that day I've been spammed, scammed, marketed mis-sold to and auto subscribed to mailing lists across the world. My payback is total and complete. After many years research of scams and criminal masterminds I believe I have met the best minds in the world and bested them at their own game. Here's a transcript... very serious face. This is a real scam attempt they tried on me, except they failed to realise that they faced a brilliant mind. Hope it seems as arrogant as the scammers themselves.

Their bait was a simple 1 line email with a different link email to reply. It goes something like this:

Easy loan with low interest of 3%. Reply to "random email account" <[email protected]>

I gave them a name. A brilliant name. A name so secret that it cannot be found on the Internet at all. The reply I sent was the reason a corrupt senior police official wanted a secret loan. The official also mentions that thete is a vsst some paid in ransom for an ISIS hostage release and the hostage is returned to South Africa because they are banned from UK for life. This is their corrupt reply...

-------- Original message --------
From: Katrina Loaninvestment <[email protected]>
Date: 15/10/2015 11:14 (GMT+00:00)
To: A...
Subject: Loan Balance: £40,000.00

Attention:

We got your email, you have come to the right place were you can get your loan fast and easy, I am a God fearing person and i hope you are a legitimate borrower, I want you to be Faithful and truthful in this transaction, So That We Can have a good business relationship ahead.

CONDITION / AGREEMENT AND LOAN Computation:

1. The applicant will from the start the repayment of the loan at the end of every month starting from 3 months after the loan has been transferred.

2. Failure to pay back the loan at this expected date / period, legal actions be taken against the will of the applicant by our attorney IMMEDIATELY.

3. Applicant Who is Unable to meet up with the repayment Will be given two weeks more as a grace period before legal actions Will be taken place.

4. Applicants please note That Should interest rates are paid at the specified time.

Upon agreement to the above Mentioned loan terms and conditions, You Will be required to kindly send a scanned copy of your identity card to ascertain your identity and nationality. But if this is not possible Could you send in your security number.

LOAN TERMS AND REPAYMENT SCHEDULE:

The loan repayment is based on a monthly basics the which consists of the loan capital and interest rate together. Like its written, the loan duration is for 2 years period (24 months), So find the interest rate and re-payment schedule below:

Loan Balance: £40,000.00

Loan Interest Rate: 4%

Loan Term: 2 years

Monthly Loan Payment:£1,737.00

Number of Payments: 24

Cumulative Payments: £41,687.92

Total Interest Paid: £1,687.92

Note: The monthly loan payment was calculated at 23 payments of £1,737.00 plus a final payment of £1,736.92.

If you are okay with the loan terms, to avoid any delay Further, i advice you to send down your banking information and any form of Identity (eg passport ID card, driving License) as Will this enable us to process and transfer your funds to your bank account within 6 banking hours.

The borrower Will only be Responsible for origination fee, is a payment associated with the establishment of a new loan, all lenders and mortgage brokers charge an origination fee, for more explanation you have to visit www.ask.com and type Origination WHAT IS FEE ? ill search and you see the full details which states That the borrower have to the make a payment to the lender before the loan can be transferred to the borrower.

In your loan transfer, the amount requested is

£40,000.00

your origination fee amount is £299 which you have to remit as the only payment involve, show the payment to the company once the loan transfer to you, you can meet up with the Yearly repayment of your loan request.

OPTION TO RECEIVE LOAN OUT FROM THE COMPANY

1) Bank To Bank Transfer Below are the required Bank Details:

BANK NAME:

BANK ACCOUNT #:

BANK ROUTING #:

BANK ADDRESS:

SWIFT CODE:

You are advice to send any copies of identification so That We Will know Whom We are dealing with, as soon as We receive your email We Will inform you on how to make the payment only involve so as to speed up for the processing and transfer of your loan to you.

Sir Vijay Taylor

THRIFTY LOAN INCORPORATED CREDIT APPROVAL BOARD

MD/CEO.

MOBILE NUMBER: 00919650806649

Address:C/381, Block No.9,

Behind Navyug School, Albert Square,

Gole Market, New Delhi - 110 001 (India)

At this point I'm not really shocked to see its from a poor country, but I am surprised to see its part if a growing trend: 419 moving to India. This is interesting because UK has extradition treaty with them that scammers are not so aware of. If a scammer can be caught then they could technically be extradited to Britain for trial and maybe imprisoned for a few years if it's in the best interests of the public for prosecutors to do so. I digress...

From: A...
Date:Sat, 17 Oct, 2015 at 1:32 PM
Subject:Re: Loan Balance: £40,000.00

I'm sorry, did I write £40,000? I meant £400,000. Please send me your bank details so I can send you the £299.

4brillmynd

-------- Original message --------
From: Katrina L0aninvestment <[email protected]>
Date: 17/10/2015 18:40 (GMT+00:00)
To: A...
Subject: LOAN UPDATE.

Good day to you,

You have got to forward us a copy of your identification for verification and also provide us with the banking detials of which you want your loan to be deposited into and we will give you again the loan monthly repaymenthence you just had a change in the amount and also we will forward you the western union information on how you can send the fee so that we can make available a contract for both parties to sign but before all this are done, just forward us those required information we just mentioned.

Regards.

Sir Vijay Taylor

My reply...

In order for me to process your request under the FCA laws I need to take a payment of £600 for the licence for you to lend me £400,000.00. Without that licence I will be arrested for money laundering.

Sincerely

4brillmynd S
Chief Superintendent
International Fraud Investigation Unit
Thames Valley Police.

After this they shut up. Successful termination of their time. To add injury to their insult, I hurled as much spam at their account as possible to ensure they could not sort through any other replies and thereby destroy their chances of scamming other folks with that email address ever again.

So here is another way to defeat the con merchants: waste their time, report them to Internet fraud police in London, stop them replying to you, spam their account out of existence with rubbish. They get about 50 spam mail messages every second ranging from animal porn to latest gardening facts and auto subscribed to multiple dating sites. Their email adresses advertised openly for scammers to scam them back. If that doesn't waste their time, nothing else will.

JungleJusticeJudge delivers just desserts again.

Posted: Tue Oct 20, 2015 1:58 am

Uhm. Wow. In the one second it takes then to abandon the account and the three minutes to create a brand new one, what have you accomplished? We don't do that to lad email accounts.

Quote:

Their email adresses advertised openly for scammers to scam them back.

While we don't "scam" scammers, you have made this point irrelevant. The account, reported at a site would be worthless, as the lads would shutter it.

Have a read if our Guidelines, please. There is a link at the top of this page.

Posted: Tue Oct 20, 2015 8:50 am

@JungleJusticeJudge

Filling a Lad Box with spam ? --- That is soooo last century!

Try some ego deflation and get yourself a mentor.

Oh! welcome to 419Eater

Hello I'm New here! Joined: 20 Oct 2015 Posts: 3

Before I knew that this site even existed I had already completed the above. As for rules, they only apply after subscription, don't they? As for ego, it was purely irritation for them.

3 minutes wasted of their time is better than 5 seconds. That's 3 minutes they won't get back.

Reporting them.may not achieve much but in the words of the police:

"Every report helps us build a better picture of how scammers operate, the level of sophistication and the countries in which they are operating from. We have noticed a sharp rise in organised crime shifting their operations away from Africa to other countries as people become more aware of this type of scam."

I have been a researcher for the police in 3 countries for 18 years. Often scammers operate multiple scams from emails, chain letters, credit card fraud, banking devices and many other technology related theft devices. Their favourite trick is fooling people into believing the scams don't exist.

All it takes to win against them is eradication of the problem: gullible people. This solution is unlikely as there is a "fool born every minute" according to sales and marketing executives and that is sad. By definition a fool is somebody who wants to believe in something so much that when an imposter appears they hope without thought that it is real and faithfully follow it to their doom. Advertising works, as do scam emails. Until people stop believing and start thinking they will almost always fall for dirty tricks.

Posted: Tue Oct 20, 2015 11:45 am

JungleJusticeJudge wrote:

All it takes to win against them is eradication of the problem: gullible people.

Wow, you managed to start as an egotist and have now moved on to being a idiot, that's quite some going in 2 posts (sorry Mods Very Happy

)

So, the young Indian girl who wants to be an au pair and gets caught in an au pair scam, is gullible is she? Or the 16 year old who just wants to sell his old iPhone and wasn't aware that PayPal don't hold on to money pending the sending of an over payment to someone.

Posted: Tue Oct 20, 2015 12:51 pm

Quote:

JungleJusticeJudge delivers just desserts again.

Posted: Tue Oct 20, 2015 2:19 pm

Leave him alone --- you might learn something.

I didn't know that scammers operate multiple scams from emails, chain letters, credit card fraud, banking devices and many other technology related theft devices. Their favourite trick is fooling people into believing the scams don't exist.

I'm sure glad that I dropped into this thread

Posted: Tue Oct 20, 2015 2:24 pm

Posted: Tue Oct 20, 2015 3:41 pm

I am still confused 😕, how is your method anything other than a 3 minute time out?

You hurled spam at them. It likely went in their spam boxes. I really think you're overestimating yourself.

Good luck finding a place here, if you read the stickies (in particular the Eater U) you can find a lot of helpful information

(as for that bait, at that point the scammer probably didn't read anything other than the amount you wanted to borrow, it takes time to get them involved)

Posted: Tue Oct 20, 2015 4:50 pm

Because of a lot of posts that I have made at Scamwarners over the past three years a certain group of Lads take it on themselves to spam the heck out of my SWs email address

When they do, I takes me all of two minutes to tidy things up --- Thank you e-mail Filters

Posted: Tue Oct 20, 2015 5:07 pm

Wait, did Chief Superintendent get his loan?

Not quite a Newb Joined: 08 Aug 2015 Posts: 21

"JungleJusticeJudge delivers just desserts again."

Not quite a Newb Joined: 05 Jun 2013 Posts: 33

JungleJusticeJudge wrote:

In 2009 I travelled to South Africa by air.

He was safaried by DSW! Laughing

Quote:

I gave them a name. A brilliant name. A name so secret that it cannot be found on the Internet at all.

Is this Turd Boi?

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