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Joined: 08 Aug 2007
Location: On a desert safari.
Fri Mar 27, 2009 6:24 pm
We received our prepared tax return back this week and noted that our earnings for the year almost exactly equalled our retirement account losses. I am (was) nearing retirement. So, in effect the spouse and I worked the whole year for nothing. However we are still eating, paying our bills and keeping a roof over our heads.
But it could have been much worse. My son and daughter in law have friends who are locked into this downward spiral:
1. They bought a large house in the NYC area at the height of the
2. Then the husband lost his job.
3. Then their life's savings went down with Madoff.
I certainly hope we are near the bottom of this cycle. I have many friends who are out of work. My heart goes out to everyone, excepting the lads, who is having a rough time of it.
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Philo Kvetch Master of Master Baiters
Joined: 26 Aug 2006
Fri Mar 27, 2009 8:14 pm
These are truly tough times and likely to get worse I fear.
i am no more a baby for going through this kind of stress for 200 pounds. : Hammed - Another satisfied MT7N S3cur3 customer.
l will never lose my leg in Jesus name.......ameeeeeeeeeeeeeeen l can see that you are totally MAD, FUCK YOU TOO!!!!! : Mr Yusuf
Just Jane Baiting Guru
Joined: 12 Apr 2008
Location: On my pirate ship
Sat Mar 28, 2009 3:33 pm
Tuco, I am totally there with you. The market value of my retirement savings over the last year has gone down more than my annual income, plus I have a bunch of stock options that are worthless right now. I am still contributing to it in the down market so if it does start bounding upward again I stand to gain that much more. Well at least that's what I am trying to convince myself!
I have recently survived a 30% job reduction in my department, but that's no guarantee I won't get the axe later on.
Retirement seems so far away again. I was hoping to get out in 5 years but that's probably not happening now.
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