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 Halfwitted loan scammer

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DarkVegetableMatter
Not quite a Newb


Joined: 12 Mar 2008
Posts: 51
Location: Where ever I get your Goat, that's my home


PostPosted: Mon Dec 29, 2008 6:42 pm Reply with quoteBack to top

Hehehe, I got in touch with a lad operating a loan scam. He hasn't got much of a grip of currencies or numbers.

I asked him for a 50K GBP loan and he sent me a nice quote for a loan of 50K USD. The quote looks quite professional but he got the currency wrong so he has to do it again......

And he does, but this time he screws up the numbers....

Quote:
50,000.00 GBP is equivalent to 73,000.00 USD,therefore i have prepared the schedule for 5years thus:
Loan Balance: $7,300,000.00 (WTF????)
Adjusted Loan Balance: $7,832,618.03
Loan Interest Rate: 3.00%
Loan Fees: 6.80%
Loan Term: 5 years
Minimum Payment: $50.00 (w00t!!!!)

Monthly Loan Payment: $140,741.89
Number of Payments: 60

Cumulative Payments: $8,444,513.43
Total Interest Paid: $1,144,513.43

Note: The monthly loan payment was calculated at 59 payments of $140,741.89 plus a final payment of $140,741.92.


So I slapped him about a bit for being an idiot Evil or Very Mad Upon reflection the minimum payment looks reasonable.... The downside is I have to buy 'insurance' (surely the price of that can be added to the loan?)

The IP resolves to the UK and the English is better than the usual lad gibberish, a pity he screwed up on the maths.

I'm hoping to straight bait for some bank account details from this lad but after that I am open to suggestions. This one seems more sophisticated/educated than the typically mugu so I could use some help from the site gurus to get him to go that extra mile

(PS: I have been lurking here for a while, baiting mentors and sticky'ing safe) Very Happy

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OxygenDeprived
Baiting Guru


Joined: 05 Mar 2007
Posts: 4138
Location: Crushing Lad's spirits, one at a time...


PostPosted: Mon Dec 29, 2008 11:57 pm Reply with quoteBack to top

Yeah, looks like your math wizard can't tell where to put the decimal point, so that just means he went to public school Wink

To prolong his misery, you could tell him that you are thinking of using the money in Mexico or Canada, so you'll need him to figure the amounts in pesos and Canadian dollars.

PS: you won't get a mentor to hang around if you bait them (your words, not mine Laughing )

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