Any info on mortgage scams?

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Posted: Wed Aug 08, 2007 12:24 pm

Keep getting these people phone up asking me about my mortgage, I could of swore they said something about getting �5 off the mortgage - Whooo!

They keep bloody calling, anyone else been getting these calls in the UK? There is no number to phone, it just says "International Call"

The woman sounded Trini?

Posted: Wed Aug 08, 2007 1:04 pm

I found this. Interesting reading.

http://www.mtgprofessor.com/scams.htm

Posted: Wed Aug 08, 2007 1:09 pm

Thanks NN, I will have a read through it.

Posted: Wed Aug 08, 2007 2:49 pm

@PP

If you haven't done so already, I would recommend signing up for the TPS online. It will cut cold callers by 99% within 3 months. The remaining 1% you can have fun with by threatening to report them as you are registered with the TPS. Twisted Evil

Wannabe Baiter Joined: 20 Jul 2007 Posts: 93 Location: USA

Does the UK have something like the National Do Not Call list, as the US has? Is that what the TPS is?

Posted: Wed Aug 08, 2007 9:23 pm

Thats right:
http://www.tpsonline.org.uk/tps/

Posted: Thu Aug 09, 2007 6:18 am

<br>The is also a Postal Preference Service in the UK for those who are fed up of receiving junk mail.

Posted: Thu Aug 09, 2007 6:23 am

won't stop the local minicab firms Chinese/Indian/Mexican takeaways removal firms pizza places etc etc sticking 348300 leaflets through my door ... Mad

Why not say, 'I don't have a mortgage,' which might get them to leave you alone? I remember that double-glazing firms were always put off when I answered my parents' phone and said (truthfully!) 'Sorry, I don't own the house.'

Posted: Thu Aug 09, 2007 7:17 am

I get the occasional phone call but it�s usually form a company I have used in the past. A bit more lately but I think that is because interest rates have gone down and many refinance when this happens. They keep calling until I tell them I don�t want to refinance and if I did I would have contacted them not waited for a phone call. I then politely thank them for calling and tell them any future calls won�t be necessary.

I get a lot of offers in the mail too. They all say I am per approved for $399,000.00. That is just about what I owe on my house so they must know something.

Also,I or my wife I should say, gets a lot (about 20 a month) of catalogues even from companies she has never used (so she says Confused

). I don�t mind the Victoria Secrets one (honestly this is something I actually encourage her to buy from) but some of them are just stupid. Who would buy Donald Trump steaks through the mail or at all? This is something I wish I could stop because if I forget to check the mail for a few days it gets so full the mail carrier puts a note telling me my mail will be kept until there is room in my mail box.

Hello I'm New here! Joined: 30 Jul 2007 Posts: 4

if it is about your mortgage,be careful in giving out any information by telephone. it could be an attempt at identity theft. In South Florida, there was also a scam such that with the info you give about mortgage they were able to file a claim against the property . so be careful

Posted: Fri Aug 10, 2007 8:00 pm

I told my cold calling re-mortgage phone lad that I had fifty left outstanding. His eyes must have lit up. His reply "50,000?" No "fifty 5-0 pounds". Puzzled reply "fifty thousand? "No fifty pounds." <stifles giggles> The lad hung up. B*stard!

Posted: Fri Aug 10, 2007 11:08 pm

Anything relating to mortgages, new kitchens, replacement windows, roof repairs, driveway upgrades, garden services, etc etc just say "Sorry, I'm a tenant. Would you like the landlord's phone number?" and they will hang up before you do.

Posted: Tue Aug 14, 2007 1:56 pm

We were sposed to have this thing with BT where they stop those cold callers or something, they've not called back yet, hope they do now.

Posted: Tue Aug 14, 2007 2:28 pm

I keep getting Indian Women 'phoning me up because my name has been passed onto them by some debt collection outfit. They want to discuss my unsecured loans. Only I don't have any unsecured loans, except maybe my VISA card and they're quite happy with me. As soon as I try to question a wee bit further about who gave them my details the what was reasonable English very suddenly becomes not so good because they are off-script and then just tend to start repeating the first paragraph.

All they're doing is trawling through electoral roles, assuming most folk over 18 have some kind of un-secured loan, and trying to frighten you with the "Debt Recovery" bit hoping you'll transfer the debt to them. So basically they're just trying to trick you into a Carol Vordermanesqe "Debt Consolidation"

B-S

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