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Joined: 18 Mar 2007
Posts: 4
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 Posted:
Tue Mar 20, 2007 1:43 am |
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From Mich*ael Leyde*n
To Les*ter Bir*mingham
Date March/18/07
Subject INFORM ME ASAP...
Good day,
I am a, staff of Private Banking Services at the Bank of China (BOC)
United Kingdom. I am contacting you concerning our customer and, an
investment placed under our banks management 4 years ago.
I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a
result of this mail. I contacted you independently of our investigation
and no one is informed of this communication. I would like to intimate you
with certain facts that I believe would be of interest to you.
In 2002, the subject matter; ref: bb/boc/bank/0012 came to our bank to
engage in business discussions with our Private Banking Services
Department. He informed us that he had a financial portfolio of 8.35
million United States Dollars, which he wished to have us turn over
(invest) on his behalf.
I was the officer assigned to his case; I made numerous suggestions in
line with my duties as the de-facto chief operations officer of the
Private Banking Services Department, especially given the volume of funds
he wished to put into our bank. We met on numerous occasions prior to any
investments being placed. I encouraged him to consider various growth
funds with prime ratings. The favored route in my advice to customers is
to start by assessing data on 6000 traditional stocks and bond managers
and 2000 managers of alternative investments. Based on my advice, we spun
the money around various opportunities and made attractive margins for our
first months of operation, the accrued profit and interest stood at this
point at over 10 million United States Dollars, this margin was not the
full potential of the fund but he desired low risk guaranteed returns on
investments. In mid 2004, he asked that the money be liquidated because he
needed to make an urgent investment requiring cash payments in Europe. He
directed that I liquidate the funds and had it deposited with a firm. I
informed him that the bank would have to make special arrangements to have
this done and in order not to circumvent due process, the bank would have
to make a 9.5 % deduction from the funds to cater for banking and
statutory charges. He complained about the charges but later came around
when I explained to him the complexities of the task he was asking of us.
Cash movement across borders has become especially strict since the
incidents of 9/11. I contacted my affiliate in and had the funds
available. I undertook all the processes and made sure I followed his
precise instructions to the letter and had the funds deposited in a
security consultancy firm, the firm is a specialist private firm that
accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions that
need immediate access to cash. This small and highly private organization
is familiar especially to the highly placed and well-connected
organizations. In line with instructions, the money was deposited . He
told me he wanted the money there in anticipation of his arrival from
Norway later that week. This was the last communication we had, this
transpired around 9th October, 2004.
In January last year, we got a call from the security firm informing us
that the inactivity of that particular portfolio. This was an astounding
position as far as I was concerned, given the fact that I managed the
private banking sector I was the only one who knew about the deposit , and
I could not understand why he had not come forward to claim his deposit. I
made futile efforts to locate him I immediately passed the task of
locating him to the internal investigations department of the bank of
china. Four days later, information started to trickle in, apparently he
was dead. A person who suited his description was declared dead of a heart
attack in Canne, South of France. We were soon enough able to identify the
body and cause of death was confirmed. The bank immediately launched an
investigation into possible surviving next of kin to alert about the
situation and also to come forward to claim his estate. If you are
familiar with private banking affairs, those who patronize our services
usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In
the field of private banking, opening an account with us means no one will
know of its existence, accounts are rarely held under a name; depositors
use numbers and codes to make the accounts anonymous. This bank also gives
the choice to depositors of having their mail sent to them or held at the
bank itself, ensuring that there are no traces of the account and as I
said, rarely do they nominate next of kin. Private banking clients apart
from not nominating next of kin also usually in most cases leave wills in
our care, in this case; he died intestate.
In line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine who
should have right to claim the estate. This investigation has for the past
months been unfruitful. We have scanned every continent and used our
private investigation affiliate companies to get to the root of the
problem. The investigation did not ever yield any result My official
capacity dictates that I am the only party to supervise the investigation
and the only party to receive the results of the investigation. This
leaves me as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of the
deposit. According to practice, the firm will by the end of this financial
year broadcast a request for statements of claim to BOC, failing to
receive viable claims they will most probably revert the deposit back to
BOC. This will result in the money entering the BOC accounting system and
the portfolio will be out of my hands and out of the Private Banking
Services Department. This will not happen if I have my way.
What I wish to relate to you will smack of unethical practice but I want
you to understand something. It is only an outsider to the banking world
who finds the internal politics of the banking world aberrational. The
world of private banking especially is fraught with huge rewards for those
who occupy certain offices and oversee certain portfolios. You should have
begun by now to put together the general direction of what I propose.
There is US$ 8,370,000.00 deposited , I alone have the deposit details and
they will release the deposit to no one unless I instruct them to do so. I
alone know of the existence of this deposit for as far as BOC is
concerned, the transaction with our deceased customer concluded when I
sent the funds to the firm, all outstanding interactions in relation to
the file are just customer services and due process. They are simply
awaiting instructions to release the deposit to any party that comes
forward. This is the situation. This bank has spent great amounts of money
trying to track this man's family; they have investigated for months and
have found no family. The investigation has come to an end.
My proposal; I am prepared to place you in a position to give instruction
for the release of the deposit to you as the closest surviving relation.
Upon receipt of the deposit, I am prepared to share the money with you in
half. That is: I will simply nominate you as the next of kin and have them
release the deposit to you. We share the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that would
have drawn a straight line to me and my involvement in claiming the
deposit. I assure you that I could have the deposit released to you within
a few days. I will simply inform the bank of the final closing of the file
relating to the customer I will then officially communicate with firm
and instruct them to release the deposit to you. With these two things:
all is done. The alternative would be for us to have firm direct the funds
to another bank with you as account holder. This way there will be no need
for you to think of receiving the money from the firm. We can fine-tune
this based on our interactions.
I am aware of the consequences of this proposal. I ask that if you find no
interest in this project that you should discard this mail. I ask that you
do not be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know this
but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector. I am not a criminal and
what I do, I do not find against good conscience, this may be hard for you
to understand, but the dynamics of my industry dictates that I make this
move. Such opportunities only come ones' way once in a lifetime. I cannot
let this chance pass me by, for once I find myself in total control of my
destiny. These chances won't pass me by. I ask that you do not destroy my
chance, if you will not work with me let me know and let me move on with
my life but do not destroy me. I am a family man and this is an
opportunity to provide them with new opportunities. There is a reward for
this project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with me
and alerting my bank. I am the only one who knows of this situation, good
fortune has blessed you with a name that has planted you into the center
of relevance in my life. Let's share the blessing.
If you find yourself able to work with me, contact me through this same
email account. If you give me positive signals, I will initiate this
process towards a conclusion. I wish to inform you that should you contact
me via official channels; I will deny knowing you and about this project.
I repeat, I do not want you contacting me through my official phone lines
nor do I want you contacting me through my official email account. Contact
me only through through this email address. I do not want any direct link
between you and me. My official lines are not secure lines as they are
periodically monitored to assess our level of customer care in line with
our Total Quality Management Policy. Please observe this instruction
religiously. Please, again, note I am a family man; I have a wife and
children. I send you this mail not without a measure of fear as to what
the consequences, but I know within me that nothing ventured is nothing
gained and that success and riches never come easy or on a platter of
gold. This is the one truth I have learned from my private banking
clients. Do not betray my confidence. If we can be of one accord, send me
your response as soon as possible for us commence this line of discussion.
I await your response.
Michael Ley*den.
______________________________________________________________
From Leste*r Birmin*gham
To Mi*chael Leyde*n
Date March/18/07
Subject Re: INFORM ME ASAP...
Mr. Leyden,
I am somewhat interested in your proposition. However, I am an extremely busy man, and as such I will expect many things of you in terms of accomodating my busy schedule. Firstly, please summarize all the important points in this email... I read through it briefly and I am too busy to study and examine it properly.
Please get back to me soon.
Lester
________________________________________________________________
From Mi*chael Leyde*n
To Leste*r Birmin*gham
Date March/18/07
Subject GREETINGS FROM MICHAEL LEYDEN
Hello,
Thank you for your prompt response to my proposal, I
appreciate your interest in this transaction. Your
interest to assist me was specific but, I am still
skeptical also in believing that you could be of
assistance to me, however I would like to be sure of
your willingness, trustworthiness and commitment to
execute this transaction with me, I cannot afford to
Compromise these virtues.
Considering the money involved, it is necessary for me
to be sure of the person to whom I will be entrusting
this transaction; my trust is not given out lightly.
Please, let me have a brief biography of your person.
What I expect from you is trust and commitment; I want
this large sum of money transferred with your
assistance. I want to inform you here that in pursuing
a God fearing partner who can assist me in this
project, I did contact you from my local area chambers
of commerce and industry's directory here in China.
Note that I have not contacted you as a matter of
choice but of necessity knowing fully well the
monetary policy of your country and that of others.
This indeed prompted me to informing you of this
matter.
Furthermore, with regards to the legality of this
transaction, I must let you know that this transaction
is real and risk free, I want to know if you are
willing to follow up this business seriously before I
can give you more details about this transaction,
however I Shall be waiting your response and
assurance.
Sincerely,
Michael.
____________________________________________________________
From Leste*r Birmin*gham
To Mi*chael Leyde*n
Date March/18/07
Subject Re: GREETINGS FROM MICHAEL LEYDEN
Michael,
I must say that your response is not very pleasing to a man in my position. I asked you to please summarize your proposal, and instead you simply reiterated your initial letter with an emphasis on the urgent necessity of my involvement. Furthermore, while you are "skeptical" of my ability to assist you, I am similarly skeptical that your proposition is legitimate. Remember Michael, you contacted me, not the other way around...so it is up to you to make me confident that I will, in fact, receive these funds. I understand the particulars of the proposition (I did reread the whole thing, seeing as you did not summarize it as I asked you) and I understand your concern regarding your professional reputation, however, I need full confidence that you are who you say if I am to open a serious line of communication with you.
I am anxious to read your response.
Lester
________________________________________________________________
I haven't really read this whole thing... i don't really care what it says at this point in the bait.
From Mi*chael Leyde*n
To Leste*r Birmin*gham
Date March/18/07
Subject DETAILS OF OUR PROJECT
Dear Lester,
Thank you very much for your email response and your
enthusiasm to assist me in this project.I have
exhaustively considered your response today and I am
satisfied that you have an understanding of the need
for absolute secrecy in this pending project, hence my
firm belief that I can count on your total support and
confidentiality. I would proceed without any
reservation to bring you into the complete picture of
this transaction. Before doing this, I would again
like to reiterate the importance of confidentiality,
as I am career bankers who is still in active service
and would not like my names to be brought to odium or
my long tenure in office jeopardized.
In searching for a God fearing and reliable partner
for the purpose of this transaction, I have contacted
you personally not as a matter of choice but of
necessity knowing fully well, the monetary policies as
regards funds transfer especially after the event of
September 11th in America.
I will be fully conscious in the pursuit of this
project to make sure that we do not go against any
local or international laws of funds transfer. You
must understand that I am a family man and presently
still serving here in the Bank of China. What I intend
doing is to have your details that is your full name
as documented, your telephone and fax numbers to
contact you on as regards the transfer, your physical
contact address, your age and also any possible
identification.
With these, I should be able to place together all
documentation in your name to prove to the authority
that you are truly the next of kin/beneficiary to the
estate and I will also have the probate letter signed
at the Court of China. As soon as all these are done
and ratification exercise takes place which we must
surely scale through as I will make a lot of under the
table arrangement here, I will place an application of
claim in your name for the release of the funds. As
soon as we have concluded with this arrangement using
an international clearing agent, you will then have to
open up a separate bank account in your name and you
alone have to be the signatory. This bank wills serve
as an intermediary between your bank and the BOC. The
aim of the intermediary bank is to receive the funds
from the BOC and from there you can have the entire
funds transferred bit by bit into any of your chosen
bank account in your country. With this arrangement,
even if there has to be a loop hole in what we have
done so far the funds cannot be traced. These special
banks which I will introduce to you are specialized in
this aspect. They assist business men alike who do not
want the heavy load of tax to eat into their fund,
they also assist government official in taking our
funds out of our country without due attention from
any authority. You will get to know more about this
once we have both accepted to be partners in this
venture. This will be your responsibility and I will
have to perfect the rest of the arrangement here. The
account you have are account from regular banks they
cannot serve the purpose here. You will begin to
understand and appreciate this idea once we have
commenced process on this transaction. It is all going
to be a bank to bank affair you do not need to worry
in as much as you follow my words as religiously as
possible.
I will also like to know more about your biography to
further increase my level of trust and confidence in
you as I am afraid that anyone can make away with my
entire funds once it gets to his/her possession. I
want you to please make me believe in you that you
will not let me down. I am a gentleman of honor who
has this opportunity and will not let it go having
worked in this sector for several years. This is my
only opportunity and I will not toy with it. I will
also assure you that I know what I am doing and to the
best of my knowledge, the entire project is legitimate
and very risk free in as much as we observe high level
of confidentiality and treat this matter accordingly
with the two of us sharing ideas and not missing
words.
If you have further knowledge on how we can go about
this matter let us then open the room for discussion
and let us deal with this matter totally.
I will await further response from you.
Best regards,
Michael.
WHAT TO SEND NOW...
FULL NAME AS DOCUMENTED
PHYSICAL CONTACT ADDRESS
TELEPHONE AND FAX NUMBERS
ANY FORM OF IDENTITY
______________________________________________________________________
At this point I'm trying to be an ass to see how he responds
From Leste*r Birmin*gham
To Mi*chael Leyde*n
Date March/18/07
Subject Re: DETAILS OF OUR PROJECT
Hey Michael,
So far you have ignored my requests twice. I am suspicious that you are responding to me wth scripted email, and that you are a scammer. I will not do business with someone who does not listen to me or take the time to carefully read my email. Don't respond to me again you stupid man.
Lester
_________________________________________________________________
Mike doesn't read my email and responds with more script....I ignore it.
From Mi*chael Leyde*n
To Leste*r Birmin*gham
Date March/19/07
Subject MY BIO DATA AND ATTACHED ID
Hello,
I want to thank you very much for attention to this
matter. I will like to welcome this lasting
relationship with a brief introduction of my person. I
will also want you to please respond back in a like
manner because it is important that I know in totality
the personality upon whom I transact this deal with.
You should understand my fears here as this involves a
large sum of cash not stock.
Michael Joseph Leyden, II (Lei Jie Ming) is a subject
of biographical record in Chinese Who's Who
Publications inclusion in which is limited to
individuals who have demonstrated outstanding
achievement in their own fields of endeavor and who
have thereby contributed significantly to the
betterment of contemporary society.
Occupation: international business executive,
educator, author, banker
Born: February 26, 1950
Education
AA in Econs., Wenatchee Valley College, 1970
USVI,University Virgin Islands, 1971 BA in Philosophy
and Psychology, Central Washington University, 1972 MA
in Philosophy, Washington State University, 1974
Various marketing diplomas, University Hawaii, 1989
DBA, Newport University, Utah and Beijing, 1997
Career
Corp. manager, training director Colwell
Bankers-Davenport Inc., Wenatchee, Washington,1977-81;
vice president sales and marketing John's Real Estate
and Securities Corp., Bellevue, 1981-82; president,
founder Aero-Brokers Inc., Honolulu, 1983-86; general
manager Tadashi & Sons Ltd., Truk Islands, 1987;
CEO,administrative and fin. manager Zorro's Pizza and
Italian Restaurants, Honolulu, 1988; gen manager Coast
Enterprises of Hawaii Inc., 1990; Bank of China till
date. Bank of China shenzhen, Bank of China Beijing
and Bank of China U.K.
Family
Married Ivy Zhong Yu Xu, November 1991. I have a
daughter in accordance with the Chinese birth control
laws.
Religion
Roman Catholic
Address
23 Jianshe Lu,
Shenzhen 518001 R.O.C
LONDON;
90 Cannon St, London, EC4N 6HT
TEL: +44 7xxx xxxxxx
FAX: +44 xxx xxx xxxx
Attached on email, is my International passport
I will be awaiting your response.
Best regards,
Michael.
__________________________________________________________
He finally reads my last email and i finally get my first real message from Mike!
From Mi*chael Leyde*n
To Leste*r Birmin*gham
Date March/19/07
Subject God bless you my friend...
Mr Lester,
I cannot say anything to you in as much as you have
refused to introduce yourself on the project.
Do you want to take the project against me? I am very
weary of you. Lift up the face of the project then
bring forth your questions.
Whatever bad language you use on me, I will not say
back to you. God watches over us all.
Michael.
______________________________________________________________
From Leste*r Birmin*gham
To Mi*chael Leyde*n
Date March/19/07
Subject Re: God bless you my friend...
Michael,
Well I must say that I am pleased my email provoked a human response, rather than a scripted message. If you wish to use my account to facilitate this transaction, then please provide me with detailed information about yourself. You must know enough about me to know I can get this done, otherwise you would not have emailed me in the first place... I am similarly weary about providing you with my information, you must build some trust with me first. Don't piss me off Michael... I want the millions, but I certainly don't need them. I am a busy man, and at this point my time is being wasted... Furthermore, I want to split the money 80/20, not 50/50..if this is a problem, please look elsewhere.
Lester
PS: If you speak to me of God again, I will end our correspondence.
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