Lad wants a "telex" copy of a bank transfer

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419Eater is my life Joined: 04 Jul 2009 Posts: 277

I have shown my lad a receipt of a bank transfer made with Deuzer's generator, and he is convinced it is real and that my effort to send him money is sincere. However, he is dismayed that for some reason (Hm, I wonder why) he can't claim the money. Now, he is asking for me to show him the "the transfer telex director copy" for the bank transfer. He says it is "the telex copy showing that the money is truly transferred."

I'm not familiar with how banks work, and I don't know what a "telex" copy is. I guess it's different than the regular transfer receipt. What exactly is he asking for? What can I show him, or what excuse can I make?

Posted: Mon May 31, 2010 8:11 pm

Telex dates back to before the fax was invented. Imagine a telephone line with a keyboard on your end and a printer at the remote end.
Why your lad would want a 'telex copy' of your wire transfer is beyond me.

Posted: Mon May 31, 2010 8:17 pm

I've had one of these before, I just laughed and replied, what's a Telex, a brand of toilet paper?

New scammer species:

The Old School (Telexus tohellicum): Lad who hasn't got to grips with new technology used within the banking sector and asks for a Telex rather than a faxed receipt.

Posted: Mon May 31, 2010 10:30 pm

This link explains a bit about Telex and may help to explain why the lad hasn't seen the funds yet:

http://swiss-bank-accounts.com/e/banking/general/transfers.html

Posted: Mon May 31, 2010 11:14 pm

I've seen occasions (when I worked in a branch of a UK bank) when payments would go through 7 or 8 affiliated banks just to get close to the destination and the final stage required the last affiliate to make out a cheque on their suspense account and post it to the final destination! (That'll add at least 6 days to clearance)

Posted: Mon May 31, 2010 11:29 pm

That's so 1980's Laughing

Before I retired I worked in intenational banking and I remember the days of chattering telex machines and punched tape. Shocked

That may still happen in underdeveloped countries but tell him that payment went by SWIFT - which is a worldwide banking computer system for making bank to bank payments to go to customers. Customers aren't usually sent 'hard' (paper) copies of the transaction.

Tell him you asked the bank to send an MT100 and that the details are visible on your online banking screen only. MT = message type and the number determines what the instruction is - guarantees, letters of credit all have their own.

You could always send him a junk file and tell him it's viewable with a Bank Viewer. In case he Googls it, he'll get this

Quote:

Protein Data Bank Viewer is a viewer for PDB-Standard files and 3D visualization of the included Atom Structures.

The only surprise would be if he doesn't already have one. Laughing