Am I in danger? (I was invovled in a loan scam)

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Hello I'm New here! Joined: 21 Jan 2009 Posts: 1

Thankfully I found this website and I would like some of your comments. I was recently involved in a Nigerian scam when I was requesting for a loan. During that time i was desperate for a loan and I almost fell for it. The only thing that I did correctly was at the end I didn't send money to the scammer via western union. However, I did send him a copy of my driver's license and my personal information (including my bank account # that has no money in it) and now I am really worried about it, so am I safe? Is there anything I can do to prevent future disaster? Thanks.

Posted: Thu Jan 22, 2009 4:33 am

You will be safe but you will want to make a report to your credit bureau just in case of identity theft. You may also want to let your bank know.

I'm glad you were lucky enough to catch it before it got to the payment stage.

Posted: Thu Jan 22, 2009 4:39 am

Welcome stekwan! Very Happy

Like sirscamalot said, it's highly unlikely that anything bad will happen with the scammer having those details about you. But it's always wise to assume that they could do something sinister.

If you haven't already, cease ALL contact with the scammer.

Definitely close that particular bank account.

And it may be wise to go and get a new drivers license with an updated picture and a new d/l number.
When you explain to the Dept of Motor Vehicles what happened, they are usually very sympathetic and helpful.

It's not much, but it's better than doing nothing.

Posted: Thu Jan 22, 2009 5:00 am

The scammer probably just requested all that information from you to make his scam seem more legitimate. I doubt he has any plans for your bank account number or your driver's license.

I would, to be on the safe side, contact your bank and explain what happened. Request the old account be closed and a new one opened. I would just asked if they can merely issue you a new account number.

I wouldn't worry about your driver's license. Identity theft requires a little more information than your DL number. I doubt you can just be issued a new license with a new number anyway. Think of this though. Everyday people are involved in car accidents and any party involved can have a copy of the accident report. Most accident reports contain your name, DOB, address, physical description and your driver's license number. No one has ever been the victim of identity theft due to this.

I am really glad to hear you didn't send the lad any money Smile

Posted: Thu Jan 22, 2009 1:45 pm

Seconds and thirds to all said above, especially that you did not give them any money! Thumbs up

Now, if you want, you can open a baiter email account and have some fun at these peoples expenses, and there are a lot of pople here who can help you with that.....

Posted: Thu Jan 22, 2009 7:01 pm

Loan scammers are among the best ones to take quickly to a M7CN Secure transaction (something that one of the brilliant and creative members here created). I have one that I have called every name in the book due to his stupidity, and he keeps on coming back. When I told him that I am working with another online loan company, he has warned and educated me about these types of scams and that I should watch out for them.

Of course, I always fill out their forms with stupid things like:

Sex: As Often As Possible

Amount To Be Borrowed: (I've gone as high as 980 million dollars - no credit check - go figure).

Occupation: Drug Dealer

et cetera

They really are quite stupid.

Posted: Thu Jan 22, 2009 7:09 pm

Or if you don't want to bait him, pop his contact details into the surplus section, and we'll have some fun with him. Twisted Evil

Posted: Thu Jan 22, 2009 10:02 pm

Could you also visit www.scamwarners.com and post your story there if you are willing to do so, it helps to have personal accounts to help others identify what could be happening to them and stop others from being scammed.
Thanks

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